NetXD Unveils Full-Stack Platform to Unite TradFi and DeFi After Stablecoin Bill Clears U.S. Senate
In a bold move that signals the next phase of convergence between traditional finance and decentralized finance, NetXD has launched a full-stack infrastructure platform designed to modernize how banks and financial institutions operate—without forcing them to rip out legacy systems.
The announcement comes at a pivotal time, just days after the U.S. Senate passed the bipartisan GENIUS Act, marking the first serious regulatory framework for stablecoins. NetXD’s platform is tailor-made for this moment, offering compliance-ready, fully collateralized digital asset infrastructure for institutions ready to evolve.
“NetXD makes innovation a profit engine—as it should be,” said Suresh Ramamurthi, Chairman of NetXD. “We’re freeing institutions to deliver what customers want, when they want it, without messy integrations or the associated runaway costs.”
A Modern Finance Stack, Without the Core Replacement Headache
NetXD’s value proposition is simple but powerful: plug into modern, digital rails without tearing out the old ones. The platform offers:
XD Ledger
A programmable, immutable, smart contract-enabled ledger that runs alongside legacy cores. Banks can tokenize deposits, settle in real time using fiat or stablecoins, and enforce auditable governance with Zero Trust architecture. The best part? No need for costly core system overhauls.
XD Payments Hub
Rather than juggling siloed payment rails, institutions route ACH, Wires, FedNow®, RTP®, Visa Direct, blockchain networks, and even cross-border FX through a single API. Real-time tracking, compliance automation, and multi-rail routing are all built in.
XD AI & Large Action Model (LAM)
This isn’t your average AI assistant. NetXD’s LAM engine turns policy docs and contracts into executable workflows—automating fund movements, wallet creation, smart contract generation, and vendor payables. Think “Zero Ops” back-office powered by AI, running across both TradFi and DeFi ecosystems.
HD Wallet Suite
A bank-grade, self-custodial wallet with hierarchical deterministic key structure, secured with Zero Trust architecture and full transaction auditability. It supports multiple chains and tokens, and includes kill switches and real-time risk controls for institutional-grade protection.
Built for Banks, Not Just Blockchain Natives
While most DeFi infrastructure focuses on crypto-first builders, NetXD is explicitly targeting banks, custodians, and financial institutions across 10 countries that are caught between pressure to innovate and the fear of disrupting operations.
The platform’s sidecar architecture—think bolt-on rather than rip-and-replace—allows institutions to tokenize assets, run smart contracts, and automate operations while continuing to use their existing core systems.
With the GENIUS Act clearing regulatory pathways for stablecoins, NetXD’s inclusion of proof-of-reserve-backed stablecoin rails makes it one of the first institutional solutions aligned with this new compliance era.
The Competitive Context
NetXD joins a rising class of infrastructure players such as Fireblocks, Circle’s programmable wallets, and Ripple’s Liquidity Hub, but differentiates itself through deep TradFi compatibility and a more comprehensive AI-driven operational layer.
While others focus on custody or payments in isolation, NetXD is bundling tokenization, payments, compliance, automation, and AI in a single, developer-friendly stack—aimed at actual institutions, not just fintech startups.
What This Means for the Market
With tokenization expected to unlock trillions in asset value over the next decade, platforms like NetXD are emerging as essential bridges between compliance-first financial institutions and the programmable world of DeFi.
The infrastructure stack could appeal to:
- Regional banks looking to offer stablecoin payments
- Asset managers interested in tokenizing funds or real-world assets
- Fintechs seeking smart contract-based automation without the overhead
- Cross-border payment networks aiming for speed and transparency
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