In the world of fintech, securing funding often takes center stage for startups and emerging companies. While capital is undeniably important for growth and innovation, an equally critical element frequently gets overlooked in the early stages: public relations. The truth is that fintech PR is not a luxury to be considered after funding is secured…
The fintech industry is one of the most dynamic and fast-paced sectors in the global economy. Innovation cycles are rapid, regulations shift quickly, and customer expectations evolve almost daily. In such an environment, fintech companies cannot rely solely on their products or services to stand out. The way they communicate with the market is equally…
My Home Pathway (MHP) aims to make homeownership accessible, recognizing it as a key to building generational wealth and achieving financial freedom. Annually, five million mortgage applications are denied, with higher rates for Black and Hispanic individuals or millennials burdened by student debt. This exacerbates a persistent wealth gap, particularly the 20-30 point homeownership rate…
Fintech innovation is no longer limited by geography. With increasing adoption of digital finance solutions worldwide, fintech companies are scaling faster and farther than ever before. But international growth brings new challenges, especially when entering markets with different regulatory frameworks, consumer behaviors, and media ecosystems. A successful expansion strategy must go beyond product localization and…
The fintech sector is growing at a breakneck pace. From payment solutions and digital banking to wealth management platforms and blockchain infrastructure, innovation continues to redefine how consumers and institutions interact with money. But while adoption is accelerating, trust is not keeping up. Rapid innovation brings disruption, but it also raises questions about security, privacy,…
A financial institution is gearing up for a digital transformation. The compliance team is overwhelmed with manual document verification processes. The leadership decides to bring in AI to streamline KYC operations. With the transformation, the turnaround time is cut in half, allowing the team to focus on compliance tasks. But when the CFO asks, “What’s…
A fintech startup is poised to onboard new customers within days of launching its mobile lending app. Traditional KYC (Know Your Customer) is manual and time-consuming, which can stall growth and increase compliance costs. What should be a moment of expansion now feels like a bottleneck. Whether it’s digital payments, lending, or wealth management platforms,…
1. How do you determine real-world financial behaviors for underwriting purposes, and how is this different from traditional models? Rate Portfolio takes a flexible, big-picture approach that provides a better understanding of a borrower’s actual income situation. Credit history still matters, of course, but instead of relying strictly on tax returns or W2s, we look…
1. What specific trends or data led you to identify the “quiet credit crisis” among Americans? We saw that over 45 million Americans are considered credit invisible or underbanked. That’s such a high number, and it highlights how traditional systems fail to serve a large segment of the population. On top of that, younger consumers, immigrants,…
An upcoming fintech startup is preparing for launch. The product is solid, the tech stack is compliant, and the team is ready. They have hired a PR agency for press releases, media pitches, founder interviews, and launch-day activities. But what follows paints a different picture. Social media questions from regulators go unanswered. Worse still, the…
