Equifax and Qlarifi Launch First Real-Time BNPL Credit Risk Study in the U.S.
As Buy Now, Pay Later (BNPL) continues to explode in popularity among U.S. consumers, Equifax and Qlarifi are stepping in to address a major blind spot for lenders: the lack of real-time visibility into short-term, point-of-sale borrowing behavior. The two companies announced a joint industry study that could reshape how BNPL activity is factored into credit risk assessments and fraud prevention strategies.
