Visa and Transcard are joining forces to modernize the freight industry’s financial backbone. The two companies have launched a next-generation embedded finance platform that combines Visa’s virtual card infrastructure with Transcard’s payment orchestration technology—delivering digital credit, faster reconciliation, and intelligent cash-flow management to freight forwarders and airlines.

The partnership immediately goes live on WebCargo by Freightos (Nasdaq: CRGO), one of the industry’s leading digital booking and payments platforms. The integration lets freight forwarders access embedded working capital solutions and flexible credit terms directly within their booking workflows—an overdue upgrade for a sector long plagued by slow settlements and liquidity gaps.

Unlocking Capital in Freight’s Digital Transition

At the heart of the collaboration is Visa’s commercial payments technology, which enables frictionless B2B transactions across borders, and Transcard’s orchestration layer, which automates fund flows and reconciliation between buyers and suppliers. Together, they’re solving a centuries-old pain point in global trade: delayed payments between carriers and intermediaries.

“Our partnership with Transcard reflects our commitment to advancing the industry,” said Darren Parslow, Global Head of Visa Commercial Solutions. “We’re building the future of payments through secure, scalable, and intelligent solutions that help businesses grow with confidence.”

For Freightos CEO Zvi Schreiber, it’s a major step toward making global trade “as easy to transact as booking a flight or taxi online.” By embedding finance into logistics workflows, Freightos can now offer end-to-end automation—from instant booking to instant settlement.

Agentic AI Meets Embedded Finance

Beyond payments, Visa and Transcard are also exploring agentic AI use cases in the B2B commerce space. These “agentic” systems—autonomous software agents capable of decision-making—will help businesses proactively manage working capital, optimize payment timing, and surface actionable insights in real time.

Visa Intelligent Commerce (VIC) is leading efforts to standardize tools that allow AI agents to interact securely with suppliers. Meanwhile, Transcard’s platform already incorporates agentic experiences for automated decision-making and predictive cash-flow management.

Together, these capabilities mark an early but significant move toward what industry insiders call “agent-driven commerce”—a model where intelligent systems orchestrate and optimize business payments with minimal human input.

“This partnership strengthens our embedded B2B payment and working capital solution and delivers intelligent payment orchestration with agentic AI functionality,” said Greg Bloh, CEO of Transcard.

Freight’s Financial Evolution

The timing couldn’t be better. The freight industry—valued at over $13 trillion globally—is in the middle of a digital transformation. As trade digitizes, real-time payments, AI analytics, and embedded finance are becoming essential infrastructure.

By linking Visa’s global commercial network, Transcard’s orchestration engine, and Freightos’ digital freight marketplace, the collaboration aims to bring speed, transparency, and liquidity to one of the most complex B2B ecosystems in existence.

“Our integrated approach connects the dots for airlines and freight forwarders, offering working capital efficiencies that drive real growth,” said Piyush Tiwari, Visa’s Head of Global Strategic Partnerships.

Why It Matters

Visa’s deeper push into embedded finance and agentic commerce underscores how traditional financial giants are pivoting to meet the needs of an AI-powered economy. Freight and logistics may be just the first frontier—where automation, intelligence, and liquidity converge to power the next wave of B2B innovation.