Clara Capital, a leading provider of customized financing for small and medium-sized businesses, has unveiled three major enhancements to its product and partner offerings: same-day commission payments for Independent Sales Organizations (ISOs), extended 12-month funding terms, and new pricing tiers with lower rates across the board.

These upgrades reflect Clara Capital’s commitment to listening to ISO feedback and investing in automation to deliver faster, more competitive financing solutions.

Longer Terms and Lower Rates
Clara now offers funding terms up to 12 months, along with new pricing tiers featuring reduced factor rates and improved cost structures. The move gives ISOs and their merchant clients greater flexibility and affordability, strengthening Clara’s position as a premier funding partner in a highly competitive market.

“Length of term and cost of capital are two of the most important levers for merchants and ISOs,” said Ryan Adwar, CEO of Clara Capital. “By extending our terms to 12 months and reducing our pricing, we’re providing a stronger, more competitive product set—while maintaining the speed and consistency our partners rely on.”

Same-Day Commissions: Immediate Liquidity for ISOs
Addressing one of the industry’s most persistent pain points, Clara is now offering same-day commission payments for all ISO deals funded by 4:00 PM EST. This initiative ensures that partners receive immediate liquidity, helping them manage cash flow more effectively.

“Our partners shared that liquidity is one of the biggest pressures they face, and we listened,” said Adwar. “Because of the automation we’ve deployed, we can now deliver commissions the very same day a deal funds.”

Automation Powers the Enhancements
Mike Lederman, COO of Clara Capital, highlighted the role of automation in enabling these improvements.

“Everything we’ve built—from automated ingestion to AI-assisted underwriting—has been designed with our partners in mind,” Lederman said. “The ability to pay same-day commissions, extend terms, and lower pricing is the result of a platform engineered for speed, consistency, and scalability.”

With these updates, Clara Capital strengthens its technology-driven funding offerings, delivering faster, more flexible, and more affordable solutions that meet the evolving needs of ISOs and merchants alike.