Anyflo has emerged from stealth with a stablecoin payments orchestration platform designed to help enterprises use blockchain-based payment rails without managing the underlying complexity of multiple networks, liquidity sources and routing. Incubated within Mysten Labs, the company combines cross-chain stablecoin access with payment infrastructure intended for marketplaces, neobanks, payroll providers and other businesses embedding financial services into their products.

Stablecoins are increasingly being positioned as payment infrastructure rather than exclusively as crypto assets, but businesses adopting them still face a fragmented technology stack spanning blockchains, liquidity and transaction routing. Anyflo is entering that gap with an orchestration layer designed to make stablecoin payment rails easier for enterprises to integrate.

The company emerged from stealth at Sui Basecamp during TOKEN2049 Singapore. Incubated within Mysten Labs, Anyflo was founded by Lola Oyelayo-Pearson, who previously served as General Manager of Product at Mysten Labs and held product roles at Shopify Money and Capital One.

Rather than requiring businesses to select and manage individual blockchain networks, Anyflo is designed to provide access to stablecoins across multiple chains while abstracting the infrastructure underneath. The company’s proposition is centered on routing and liquidity management, with the objective of allowing businesses to focus on payment economics and customer experiences rather than blockchain operations.

That distinction could become increasingly important as financial technology companies experiment with stablecoins for cross-border payments, treasury operations, merchant settlement and embedded financial services.

Orchestration Becomes the Infrastructure Layer

Anyflo’s platform addresses a problem similar to the one payment orchestration providers have tackled in traditional payments: businesses often want access to multiple payment methods without building and maintaining each connection independently.

In the stablecoin ecosystem, the fragmentation extends beyond payment methods. Different blockchains have different transaction environments, liquidity pools, settlement characteristics and technical requirements. Moving value between those environments can require infrastructure that is difficult for conventional enterprises to build internally.

Anyflo is attempting to make that complexity invisible to its customers. Its orchestration layer is intended to coordinate stablecoins across chains while handling liquidity and routing decisions.

For enterprises, the potential value is therefore less about adopting a particular cryptocurrency and more about improving the economics and mechanics of moving money. The company’s CEO argues that businesses are primarily interested in lowering payment costs, protecting margins and improving customer experiences rather than becoming blockchain specialists.

That positioning places Anyflo within the broader development of embedded finance, where financial capabilities increasingly operate inside non-financial products and business workflows.

Stablecoins Move Toward Enterprise Payment Infrastructure

The emergence of stablecoin orchestration platforms comes as companies explore blockchain-based alternatives for moving money internationally and settling transactions.

Traditional cross-border payments can involve multiple intermediaries, correspondent banking relationships and currency conversions. Stablecoins can potentially provide a blockchain-native settlement mechanism, although enterprises still need to address liquidity, compliance, custody, currency conversion and integration requirements.

This is where orchestration could become strategically significant. Instead of treating blockchain networks as the product, providers such as Anyflo can position blockchain infrastructure as an underlying layer that supports a broader financial workflow.

The model is particularly relevant to marketplaces, payroll platforms and neobanks. These businesses already manage financial flows as part of their products, meaning payment costs and settlement speed can directly influence their operating models.

Anyflo’s approach also reflects the growing convergence between digital payments and blockchain financial technology. The relevant competitive landscape includes payment processors, stablecoin infrastructure providers, digital asset platforms and fintech companies developing embedded payment capabilities.

Native Acquisition Adds Blockchain Engineering Expertise

Anyflo is entering the market with technology and engineering resources obtained through its acqui-hire of Native.

Before the acquisition, Native had raised just under $2 million and developed a Bitcoin lending platform on Sui. The company also ranked among the top five projects at Sui Overflow 2025, a competition involving 630 projects.

Native co-founder Robert Zaremba and the broader team bring blockchain engineering experience, cross-chain intellectual property and infrastructure development capabilities to Anyflo.

The company has also received a $1 million investment from Mysten Labs, strengthening its connection with the team behind Sui. That relationship provides Anyflo with access to blockchain infrastructure expertise while allowing the startup to build independently around enterprise payment use cases.

Anyflo plans to enter private alpha in October, followed by a production preview and liquidity onboarding phase. A beta release is planned for the first quarter of 2027.

The broader opportunity will depend on whether enterprises can adopt stablecoin infrastructure without taking on the technical and operational complexity traditionally associated with blockchain systems. If orchestration platforms can successfully abstract network selection, liquidity and routing, stablecoins could become less visible as a technology choice and more relevant as an underlying payment rail.

That would represent a meaningful shift for financial technology: blockchain would not necessarily be the customer-facing product, but infrastructure embedded underneath the movement of money.

Market Landscape

Stablecoins are increasingly being evaluated as infrastructure for cross-border settlement, treasury management and embedded payments. The market is also becoming more competitive as payment processors, fintech companies and blockchain infrastructure providers seek to connect digital assets with conventional financial systems.

Anyflo’s orchestration model addresses an infrastructure problem at the intersection of digital payments and blockchain: giving enterprises access to multiple stablecoin rails while abstracting network, liquidity and routing complexity. Its success will depend on enterprise adoption, regulatory requirements, liquidity depth, integration reliability and the economics of stablecoin-based settlement.

Top Insights

• Anyflo is positioning stablecoins as enterprise payment infrastructure rather than a crypto-native product requiring businesses to manage blockchain complexity.
• Its orchestration layer is designed to coordinate stablecoins across multiple chains while handling liquidity and transaction routing.
• The company targets marketplaces, neobanks, payroll providers and other businesses where payment economics directly affect product and operating models.
• The Native acqui-hire adds cross-chain engineering capabilities and blockchain infrastructure experience to Anyflo’s platform strategy.
• A $1 million Mysten Labs investment gives the startup early backing from the team behind the Sui blockchain ecosystem.

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