How employers can help employees manage financial stress with end of year pressures and 2026 budgets.
Learn early signs of employee financial stress and how education, flexible benefits, and coaching improve wellbeing heading into 2026.
Category: Interviews
Crypto’s Great Deception: Majority of ‘Decentralized’ Currency Controlled by Centralized Giants
By Dr. David Utzke, CEO and CTO at MyKey Technologies How have hidden admin keys and proprietary code bases become the single greatest threat to digital-asset integrity? These are a couple of issues related to DLT (Distributed Ledger Technology)-based digital assets cybersecurity, ongoing business concerns of the underlying company, and jurisdictional geopolitical risks of financial instability. …
How Digital Cards and Open Banking Are Reshaping Credit Access in the U.S.
1. Digital cards are gaining momentum in the U.S. credit market. What makes them so valuable for underserved borrowers? Ivan: About one third of U.S. adults fall into the subprime category, which means they’re either denied credit or approved only with high fees and low limits. Digital cards give these borrowers an alternative that’s fast,…
The Future of FinTech: How Innovation, Collaboration, and Trust Are Redefining Customer Experience.
What payment innovations such as embedded finance, BNPL, blockchain, or biometric authentication do you see having the most impact on the ecosystem? With the explosion of AI leading to a significant surge in identity theft and deepfake scams online, tools that help ensure stability during periods of rapid growth will likely be considered the innovators….
AI in FinTech: Ronn Torossian on Innovation, Trust & PR Strategy
1. What are some of the most exciting AI-driven innovations currently redefining the FinTech ecosystem whether in payments, lending, wealth management, or fraud detection? AI in FinTech is transforming financial services by enabling institutions to personalize offerings at scale, automate complex decisions, and detect fraud in real time. In payments and lending, advanced models now allow…
Redefining Lending: Kate Amor on Inclusive Mortgage Innovation
1. How do you determine real-world financial behaviors for underwriting purposes, and how is this different from traditional models? Rate Portfolio takes a flexible, big-picture approach that provides a better understanding of a borrower’s actual income situation. Credit history still matters, of course, but instead of relying strictly on tax returns or W2s, we look…
Solving the Quiet Credit Crisis with Digital Innovation
1. What specific trends or data led you to identify the “quiet credit crisis” among Americans? We saw that over 45 million Americans are considered credit invisible or underbanked. That’s such a high number, and it highlights how traditional systems fail to serve a large segment of the population. On top of that, younger consumers, immigrants,…
Devon Shigaki on Reinventing Credit: FreshCredit® and the Future of Financial Identity
1. How has the legacy credit reporting system become more of a barrier than a bridge, especially for individuals with unconventional financial profiles? Traditional credit systems were designed around institutional credit products—loans, credit cards, and mortgages. But today, billions of people participate in the economy through alternative channels: freelance income, mobile payments, crypto, informal commerce,…
Why Fintech Startups Need Anti-PR to Survive the Spotlight
Why Fintech Startups Need Anti-PR to Survive the Spotlight
AI in Banking Compliance: Future-Proofing KYC & AML
The adoption of generative AI in financial crime detection remains limited, largely due to several key challenges. First, there is a natural reluctance within teams, driven by concerns about AI’s complexity, uncertainty about its practical benefits, and fears of job displacement. Additionally, legacy technologies pose a significant barrier. Many organizations still rely on outdated governance, risk, and compliance (GRC) systems that are costly to maintain and incompatible with modern AI solutions, making integration appear both daunting and expensive.
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