January 19, 2026
Pagaya Debuts $350M Revolving ABS to Unlock New Long-Term Capital for Personal Loans
Pagaya Technologies is expanding its financial engineering playbook—and doing so at a moment when capital efficiency matters more than ever. The AI-driven fintech announced the closing of PAID 2025-REV1, a $350 million asset-backed securitization (ABS) backed by consumer personal loans originated across the Pagaya network. While Pagaya is no stranger to public ABS markets, this deal breaks new ground for the company’s personal loan business.
