In fintech, innovation often shows up as something big—new rails, new currencies, new embedded-banking stacks. But occasionally, the most effective ideas are deceptively simple. Swiss fintech Bivial AG has launched one of those ideas: Personalised IBANs, a feature that lets businesses reserve branded Swiss account numbers instead of settling for the standard soup of digits.
The fintech giant behind TurboTax, Credit Karma, QuickBooks, and Mailchimp has unveiled a sweeping rollout of new AI and “Agentic AI” experiences across TurboTax and Credit Karma. Together, they form what Intuit calls the only all-in-one Consumer Platform — a year-round ecosystem designed to automate everything from debt management to tax filing, credit building, and wealth growth.
OTCX, a regulated fintech innovating the OTC derivatives market, has announced a multi-year partnership with BlackRock’s Aladdin® platform, aiming to modernize how complex derivatives are traded. The collaboration will bring OTCX’s electronic trading capabilities directly into Aladdin’s investment management ecosystem, providing clients with more digital alternatives to traditional voice-based workflows.
Snowflake (NYSE: SNOW) is expanding its AI Data Cloud capabilities with the launch of Cortex AI for Financial Services, a comprehensive suite designed to help financial institutions unify their data ecosystems and deploy AI models, apps, and agents securely—while meeting rigorous compliance and governance standards.
Arra Finance has taken a major step in the subprime auto lending space, finalizing the acquisition of Crescent Bank’s auto finance division and expanding its funding capital sources. The move boosts Arra’s origination capacity, strengthens dealer partnerships, and positions the company as a significant player in a competitive market.
Finastra, a global heavyweight in financial services software, is bringing a fresh wave of efficiency to trade finance with its Trade Innovation Nexus integration layer, showcased at Sibos 2025. Designed to accelerate adoption of its Trade Innovation software, the platform promises to simplify interoperability between banks and the wider fintech ecosystem.
The stablecoin wars just got more interesting. Stable, the layer 1 blockchain network already powered by USDT, announced today that it will integrate PayPal USD (PYUSD)—PayPal’s regulated, dollar-backed stablecoin—into its network. The move brings PayPal’s digital dollar into a blockchain built specifically for stablecoin-powered payments, while PayPal Ventures is putting skin in the game with an investment in Stable’s $28 million seed round.
MoneyGram is reinventing cross-border payments with the launch of its next-generation mobile app, integrating a digital USD-backed stored value account designed to work seamlessly with both fiat currencies and stablecoins. The move positions the 90-year-old global payments network at the forefront of fintech innovation, bridging the gap between traditional remittances and modern digital finance.
Despite waves of fintech innovation in payments, spend management, and payroll, revenue workflows—billing, collections, revenue recognition, reporting—remain stuck in the past. Finance teams still rely on manual ERP processes, spreadsheets, and a patchwork of point solutions. Studies indicate these teams spend up to 50% of their time on billing and collections, with invoice error rates as high as 20%, resulting in delayed cash flow, lost revenue, and hours wasted reconciling fragmented data.
Personetics, the global leader in AI-driven Cognitive Banking, is giving banks a powerful new tool to elevate customer engagement. The company today unveiled the Personetics MCP Server, a secure, scalable platform designed to help financial institutions and fintech innovators deploy Agentic AI applications that turn sophisticated financial models into actionable, personalized guidance. The MCP (Model…
