Truv and Blue Sage Partner to Modernize Mortgage Lending from the Ground Up

In a move set to shake up the mortgage tech stack, verification platform Truv has joined forces with Blue Sage Solutions, embedding its real-time income, employment, and asset verification tools directly into the Blue Sage Loan Origination System (LOS). The integration promises to dramatically accelerate loan processing and slash verification costs by as much as 80%—a serious upgrade for lenders still navigating clunky, manual workflows.

For an industry long plagued by paper trails and processing delays, this collaboration aims to push mortgage lending further into the digital age. Truv’s direct-to-source data replaces outdated verification methods, while Blue Sage’s cloud-native LOS handles the automation. The result? A more efficient loan lifecycle, from application to close.

“This is more than just a plug-in—it’s a shift in how mortgage lenders access and trust the data they use,” said Kirill Klokov, CEO of Truv. “With real-time employment and income data built into their existing Blue Sage workflow, lenders can make faster, smarter decisions while giving borrowers a smoother ride.”

Why This Matters Now

The mortgage industry is undergoing a slow but steady digital transformation. High origination costs and regulatory demands have put pressure on lenders to streamline operations. Meanwhile, borrowers expect the same digital-first experience they get from fintechs and neobanks. This partnership speaks directly to both needs.

Truv’s platform eliminates the need for borrowers to manually submit pay stubs or bank statements, while delivering lenders more reliable data, faster. According to the company, lenders using Truv save 60–80% on verification expenses compared to legacy providers—a big deal when profit margins per loan are razor-thin.

Beyond Speed: Accuracy, Compliance, and a Better Borrower Experience

It’s not just about speed and savings. By integrating verification data directly into Blue Sage’s LOS, lenders reduce exposure to human error, increase compliance, and create a more seamless process for applicants.

“Lenders are looking for tools that work right out of the box,” said Carmine Cacciavillani, CEO of Blue Sage. “This integration brings verification into the loan process automatically, with no additional tech lift—and that’s exactly the kind of modernization this industry needs.”

Real-World Impact Already Showing

First Community Mortgage is among the early adopters seeing results. CIO Andrew Badstubner praised the integration for removing document clutter and verification delays, calling it “a workflow booster” that’s improved both team morale and customer satisfaction.

For now, mutual clients of Truv and Blue Sage can access the integration immediately, with quick implementation promised through a simple configuration setup.

The Bigger Picture: Who’s Next?

Truv’s move echoes a broader trend of embedded verification—one that’s seen competitors like Argyle and Plaid make similar plays in adjacent verticals. But the depth of integration and direct-source data capabilities could give Truv a distinct edge in the mortgage space, where speed, compliance, and accuracy are non-negotiable.