Slope, the AI-driven credit and risk infrastructure provider, has teamed up with Alibaba.com to launch “Pay Later for Business,” an embedded financing solution that lets U.S. business buyers manage payments and cash flow directly at checkout.

With the integration, qualified buyers can access flexible payment terms without disrupting their purchasing flow. Leveraging Slope’s real-time underwriting technology, the system evaluates businesses based on live transaction and financial data, delivering instant credit decisions and broader access to capital.

“Alibaba.com continuously pushes boundaries to deliver exceptional value to our users,” said Issac Chen, Senior Director of Global Commerce Solutions and Services at Alibaba.com. “Through the partnership with Slope, we provide flexible and intelligent financing options for our business buyers, helping them grow by enabling a smoother purchasing experience and greater confidence.”

Slope CEO Lawrence Lin Murata added, “Today’s buyers expect financial tools that align seamlessly with their existing workflows. Our collaboration with Alibaba.com demonstrates how intelligent credit infrastructure can support business growth and cash flow management exactly where buyers already operate.”

Embedded Financing and the AI Advantage

Embedded financial services are rapidly reshaping B2B commerce, allowing businesses to access credit and manage cash flow without leaving the platform they’re already using. Slope’s AI-driven infrastructure offers a real-time, data-driven underwriting process, giving businesses rapid access to capital while helping platforms like Alibaba.com increase conversions and loyalty.

This partnership is part of Slope’s broader push to scale embedded financial services across global platforms, with additional major collaborations expected later this year. By powering intelligent credit decisions at the point of sale, Slope is helping e-commerce giants deliver sophisticated financial tools effortlessly integrated into their user experience.

For U.S. businesses navigating tight cash flows, solutions like Pay Later for Business could redefine how they purchase, offering flexibility and speed previously reserved for large enterprises with dedicated credit lines.