Brazilian fintech CloudWalk, the powerhouse behind InfinitePay and Jim.com, is setting new benchmarks in the payments industry, achieving revenue per employee up to four times higher than traditional incumbents. The recognition comes courtesy of Atlantico’s Latin America Digital Transformation Report, which spotlights CloudWalk as a leading AI-native company redefining operational efficiency.

AI isn’t just a consumer trend—it’s rapidly reshaping businesses. “AI-native players are significantly outperforming rivals. In the hyper-competitive payments space, modern companies that embrace AI, such as CloudWalk, have revenue per employee 2x higher than second-generation players and 4x higher than traditional first-generation incumbents,” noted Atlantico Partner Júlio Vasconcellos on LinkedIn.

For CloudWalk CEO Luis Silva, the accolade validates a long-term vision: building one of the world’s most efficient, inclusive technology companies that supports micro, small, and medium-sized businesses. Silva emphasizes that AI drives results across the board—from operations to customer experience.

“In recent years, we’ve doubled in size annually, applying AI to every part of our operations,” Silva said. “In 2024, we reached BRL 339 million in net profit, nearly triple the previous year. Over 5 million InfinitePay customers in Brazil now benefit from an intelligent agent integrated into the app, while we continue expanding internationally with Jim.com in the U.S.”

CloudWalk’s performance underscores a growing industry trend: AI-native fintechs are outpacing legacy competitors, not just in speed or innovation, but in the bottom line. As digital payments evolve and AI becomes increasingly embedded into operational frameworks, companies like CloudWalk are demonstrating that efficiency and scale are no longer mutually exclusive.

With a strong foothold in Brazil and expanding U.S. operations, CloudWalk exemplifies how AI-driven fintechs can combine rapid growth, operational efficiency, and inclusivity—forcing traditional incumbents to rethink their strategies or risk falling behind.