BiyaPay today announced a major strategic upgrade, outlining an ambitious roadmap to become a comprehensive digital financial platform that seamlessly connects traditional finance with the digital asset ecosystem. This next-phase blueprint aims to empower users with greater freedom in wealth mobility, diversified investment options, and improved yield opportunities — all within a secure, compliant framework. The move marks BiyaPay’s evolution from a pure trading tool into a full-stack global financial services platform.

BiyaPay: A Leading Neobank Case in Asia

Recognized as one of Asia’s leading Neobank cases, BiyaPay delivers accessible and efficient financial services by combining digital technology, innovative user experiences, and a strong commitment to compliance. Its platform integrates traditional financial services with digital asset trading while enabling intelligent investment advisory, cross-asset management, and global liquidity — addressing the rising demand for flexible, borderless financial solutions.

Four Core Pillars of the New Strategy

BiyaPay’s strategic upgrade is built upon four foundational pillars designed to accelerate user wealth growth:

1. Compliance and Security
The company is reinforcing its global compliance infrastructure, advancing licensing applications across multiple jurisdictions. This ensures secure operations and provides a solid regulatory foundation for international expansion.

2. Efficiency and Inclusivity
By optimizing transaction costs and speeds, BiyaPay aims to lower barriers to cross-border payments and asset trading—making global markets more accessible to users of all backgrounds.

3. Connectivity and Integration
A unified account system and integrated cross-asset management features will enhance liquidity, simplify fund flows, and provide a cohesive financial experience across asset classes.

4. AI-Driven Innovation
BiyaPay is applying AI to product optimization, risk control, and technical development, improving user experience and platform safety.

Future-Ready Technical Infrastructure

As part of its long-term roadmap, BiyaPay plans to launch a high-performance proprietary blockchain in 2026. This chain will support 24/7 on-chain spot trading of tokenized U.S. equities, advancing global asset interoperability. The company will also introduce decentralized exchange (DEX) capabilities, enabling seamless integration between capital flows and investment execution.

“Bi-Monthly Upgrade” Strategy Now in Motion

Implementation of the new strategy begins immediately with the launch of BiyaPay’s “Bi-Monthly Upgrade Period,” during which the platform will release new features in structured phases to expand security, inclusivity, and connectivity.

Recent updates include:

Backend Enhancements:

• Strengthened KYB verification and institutional-grade risk controls
• Improved transaction traceability and clearing processes
• Higher concurrency handling for enhanced platform stability

User Experience Upgrades:

• Launch of a web-based trading interface
• Deeper market data, improved K-line interaction, and more flexible trading flows
• Streamlined fund transfer processes
• Upcoming features such as U.S. stock fractional trading and scheduled investment tools, rolling out in November to lower investment barriers for global users

These improvements are expected to enhance the platform’s B2B capabilities and attract more professional users through improved account clarity, risk controls, and execution reliability.

CEO Barton on the Road Ahead

“We firmly believe the future of finance lies in openness, integration, and autonomy,” said BiyaPay CEO Barton. “Our mission goes beyond offering financial products—we aim to become a trusted partner in global wealth management. Through continuous innovation and strengthening compliance, we are building a frictionless, transparent financial ecosystem where users can manage their global assets with confidence.”