Binance.US, a leading U.S.-regulated crypto platform, has partnered with AptPay Inc. to streamline fiat movement across U.S. bank networks. Using AptPay as its orchestration layer, Binance.US can now provide real-time and same-day USD deposits and withdrawals, making it one of the first major U.S. crypto platforms with unified, high-speed infrastructure.

Seamless Fiat Access for Retail and Institutional Users
AptPay’s Account-to-Account platform enables Binance.US to route transactions across ACH, Same Day ACH, Wires, RTP®, FedNow®, and Push-to-Card, optimizing for speed, cost, and reliability while maintaining compliance and operational controls. This ensures that customers enjoy instant liquidity, eliminating the delays and batching issues that have long challenged digital asset platforms.

Key Benefits Include:

• Widespread Coverage: Fund and withdraw from bank accounts nationwide.
• Real-Time Payouts, 24/7/365: Instant withdrawals on supported networks, with smart fallback to Same Day ACH or standard ACH.
• Smart Routing & Reliability: Automatic rail selection with failover protection.
• Operational Visibility: Real-time notifications, settlement tracking, and automated reconciliation.
• Embedded Compliance Controls: Velocity limits, monitoring, and auditable workflows.

“We are pleased to partner with AptPay as we continue to improve the user experience and expand the ways our customers can move funds quickly, securely, and seamlessly,” said Christopher Blodgett, COO of Binance.US.

Unifying Payments and Crypto Innovation
Shams Syed, CEO of AptPay, added, “By unifying U.S. money movement through one orchestration layer, Binance.US customers gain near-instant access to funds, while finance teams benefit from visibility, control, and automation.”

This integration complements Binance.US’s recent platform enhancements, including a reduced fee model with 0% maker fees and 0.01% taker fees for over 20 digital asset pairs, including Ethereum, Solana, BNB, and Cardano. The platform also continues to innovate with staking and its Boost program, enabling users to earn rewards with zero fees and flexible participation.

By combining instant fiat access, ultra-low fees, and advanced compliance, Binance.US positions itself as a leading U.S. crypto platform for both retail and institutional participants seeking speed, security, and efficiency.