Thunes, the Singapore-based global payments infrastructure provider, is tightening the weave between traditional finance and digital assets. The company announced the launch of its Account Top Up and Account Withdrawal solutions—enterprise-grade tools designed to help major digital asset platforms offer fast, compliant fiat on- and off-ramps across more than 40 markets.

The move positions Thunes as one of the few payment networks effectively bridging centralized finance (CeFi) and decentralized finance (DeFi) through a single integration — a “smart superhighway,” as the company puts it, for moving money securely across the globe.

The Missing Link Between Banks and Blockchains

At its core, the new solution suite lets exchanges, wallet providers, and fintech infrastructure players connect directly to local payment rails — from bank transfers to mobile wallets — without the usual complexity of building those integrations market by market.

• Account Top Up: Enables users to fund digital asset accounts instantly using familiar local payment methods and currencies.
• Account Withdrawal: Allows platforms to provide real-time fiat payouts to users in over 40 countries, supported by Thunes’ compliance and liquidity systems.

Both run on Thunes’ Fortress Compliance Platform and SmartX Treasury System, which together deliver faster settlements, enhanced liquidity management, and multi-jurisdictional regulatory assurance — all crucial for firms navigating the gray zone between digital and traditional finance.

Compliance and Connectivity at Scale

The launch follows Thunes’ recent advances in digital asset settlement, including stablecoin prefunding for 24/7 treasury operations and a Pay-to-Stablecoin-Wallets feature that enables instant stablecoin payouts across 130+ countries.

These developments effectively position Thunes as a bridge layer between fiat and digital economies, a role becoming increasingly critical as regulators tighten oversight and digital asset players seek compliant, bank-grade infrastructure to support their growth.

“Thunes is connecting fiat and digital finance through one trusted Direct Global Network,” said Chloe Mayenobe, President and COO. “Our new Account Top Up and Withdrawal solutions give digital asset platforms the infrastructure they need to operate globally, with speed, compliance, and interoperability.”

Solving the Crypto Liquidity Bottleneck

Digital asset companies have long faced logistical hurdles: fragmented payment systems, inconsistent regulatory frameworks, and limited access to fiat liquidity. According to Elie Bertha, Chief Product Officer at Thunes, these frictions stifle scale and slow user adoption.

“Digital asset companies are growing rapidly, but they’re held back by fragmented payment systems and compliance barriers,” Bertha said. “By enabling stablecoin prefunding and global fiat access in one unified solution, we’re delivering the flexibility and reach these companies need to operate confidently across borders.”

Why It Matters

The timing is strategic. The digital asset market is projected to grow by $10 billion over the next year, and platforms are racing to expand into regulated, user-friendly ecosystems. By leveraging Thunes’ Direct Global Network, exchanges and issuers can onboard fiat rails via a single integration, drastically cutting time to market.

For Thunes, this strengthens its position as a key fintech intermediary in the Web3 transition, alongside players like Circle, Fireblocks, and Ripple — all vying to connect traditional payments with blockchain liquidity in a compliant, scalable way.

In a world where crypto adoption increasingly hinges on frictionless fiat access, Thunes’ infrastructure may well become the connective tissue enabling the next phase of global digital finance.