Experian, the global data and technology giant, has announced the acquisition of KYC360, a UK-based provider of Customer Lifecycle Management (CLM) and compliance technology. The deal strengthens Experian’s position in the ongoing fight against fraud and financial crime — an area under increasing regulatory and technological pressure.

The acquisition gives Experian an edge in Know Your Customer (KYC) and Know Your Business (KYB) processes, both critical in verifying and monitoring clients throughout their lifecycle. By integrating KYC360’s tools, Experian aims to make these processes more efficient, automated, and continuous — from onboarding to long-term monitoring.

From Verification to Continuous Compliance

KYC360’s suite of CLM solutions enables organisations to onboard, screen, and perpetually maintain customer data. This constant verification is no longer optional — it’s a regulatory imperative as financial institutions face tighter scrutiny and evolving compliance obligations.

These capabilities will be integrated into Experian’s Ascend platform next year, giving clients access to a more comprehensive suite of fraud prevention and compliance tools. The result? Faster onboarding, reduced operational costs, and stronger defences against financial crime — all wrapped in a frictionless user experience.

A Strategic Step in Financial Crime Innovation

“We’re excited to celebrate this major milestone as it reinforces our commitment to providing innovative solutions in the fight against financial crime,” said Malin Holmberg, CEO of Experian UK & Ireland. “The addition of KYC360 significantly boosts our capabilities, allowing us to deliver even greater value to our clients and accelerate our growth.”

For KYC360, founded by Stephen Platt, the move represents a major leap forward in scale and reach. “This partnership provides a tremendous opportunity to drive innovation in the fight against financial crime,” said Platt. “Together, we are committed to ensuring the customer experience remains seamless, while setting new standards for security and compliance.”

Why It Matters

As financial crime costs global institutions billions annually, the demand for smarter compliance systems has surged. Experian’s acquisition aligns with a broader fintech trend: integrating AI, data analytics, and automation to detect and prevent fraud before it happens.

With regulators tightening expectations on due diligence and customer verification, Experian’s move positions it to offer not just data — but intelligent compliance infrastructure.

In a market crowded with regtech startups, Experian’s scale and KYC360’s specialised expertise could form a powerful combination — one capable of redefining what end-to-end compliance looks like in financial services.