Splitit and Citcon Partner to Enable One-Click Installment Payments

Splitit and Citcon Partner to Enable One-Click Installment Payments

Splitit, a global leader in embedded credit card-linked installment solutions, has announced a strategic partnership with Citcon, a trusted payment platform integrated with over 50 major POS systems. The partnership will allow merchants to offer seamless, one-click installment payments to millions of U.S. consumers—online and in-store—boosting flexibility, conversions, and customer satisfaction.

Expanding Access Through Citcon’s POS Ecosystem

  • Deep Integration with Leading Platforms
    Citcon is already embedded into more than 50 point-of-sale systems, gateways, and middleware providers including:
    • Oracle XStore
    • Shopify
    • Salesforce
    • Toshiba
    • Cegid
    • Retail Realm
    • FreedomPay and more
      This broad reach simplifies activation for merchants looking to add new payment methods.
  • Frictionless Activation
    Merchants using Citcon’s platform can now easily enable Splitit’s installment technology without the need for complex integrations.

Friction-Free Installments Powered by Existing Credit

  • No Applications or Credit Checks
    Unlike traditional buy now, pay later (BNPL) services, Splitit leverages consumers’ existing credit cards, avoiding hard credit pulls and approvals.
  • Instant, Embedded Checkout
    The solution enables a seamless, one-click checkout experience both in-store and online—helping reduce cart abandonment and increase customer satisfaction.

Driving Merchant Performance and Customer Loyalty

  • Aligned with Consumer Expectations
    The partnership meets growing demand for flexible, transparent payment options—especially for high-ticket purchases in retail, luxury, and hospitality.
  • Boosting Conversion and Revenue
    According to Citcon Co-Founder Wei Jiang, this collaboration unlocks spending potential for over 190 million U.S. cardholders with available credit.

Executive Insights

  • Wei Jiang, Co-Founder & President, Citcon “This partnership offers flexible omnichannel installments, which helps our merchants drive higher performance and trust.”
  • Nandan Sheth, CEO, Splitit “Together, we’re unlocking new paths to conversion by helping merchants meet their customers with flexibility—right at the moment of intent.”

The Splitit-Citcon partnership represents a powerful evolution in embedded finance, giving merchants the tools to meet consumer demand for easy, transparent installment payments. With wide platform integration and a frictionless checkout process, this collaboration is poised to drive growth across retail, luxury, and hospitality sectors.

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