Mercurity Fintech Taps Franklin Templeton to Bring Tokenized Treasury Access to the Blockchain
Mercurity Fintech Holding (NASDAQ: MFH) is making a bold move to bridge traditional finance and the tokenized asset economy. The digital fintech group has announced a strategic partnership with investment giant Franklin Templeton, integrating Franklin’s blockchain-native BENJI token and its Franklin OnChain U.S. Government Money Fund (FOBXX) into Mercurity’s platform for tokenized real-world assets (RWAs).
The collaboration brings a rare mix of institutional-grade compliance and decentralized accessibility to the table, offering both retail and institutional investors streamlined, blockchain-based access to money market fund yields.
BENJI: Where Stable Yield Meets Digital Liquidity
Franklin Templeton’s BENJI token gives investors exposure to FOBXX, a regulated money market fund backed by U.S. government securities. What makes BENJI compelling isn’t just the return profile—it’s the infrastructure. The token operates natively on blockchain rails, offering instant settlement, peer-to-peer transferability, and real-time liquidity, all while complying with regulatory standards.
For Mercurity users, it means a new form of on-chain yield that eliminates traditional frictions associated with money market investing—no more paperwork, delayed settlements, or banking middlemen.
“BENJI addresses a real pain point in the market,” said Shi Qiu, CEO of Mercurity Fintech. “It’s the type of compliant, institutional-grade solution our platform is designed to support.”
Making Treasury Markets Clickable
Mercurity plans to offer BENJI and related products through its platform’s multi-chain architecture, already integrated with blockchains like Avalanche and Solana. This setup allows seamless crypto-to-fiat conversions, efficient treasury tokenization, and real-time access to cash-like instruments.
What’s more, Chaince Securities, Mercurity’s FINRA-registered broker-dealer subsidiary, will handle investment transactions, ensuring that tokenized asset offerings meet U.S. regulatory requirements while retaining the operational agility of DeFi infrastructure.
Mercurity also plans to use BENJI in its own treasury operations, earning stable returns on idle capital while retaining liquidity to support its ecosystem growth.
Why This Matters
As institutional and retail interest in tokenized real-world assets heats up, this partnership represents a serious leap toward on-chain finance with institutional safeguards. In fact, it echoes a broader shift: TradFi players aren’t resisting blockchain—they’re embracing it, selectively and strategically.
Unlike speculative DeFi yield farms, BENJI offers regulated exposure to a conservative asset class, but with all the benefits of digital rails:
- Faster settlement
- Real-time valuation
- Enhanced liquidity
- Transparent auditing via blockchain
This is particularly attractive to corporates managing cash reserves, crypto-native treasuries, and investors seeking low-risk yield without giving up control.
A Rising Standard for Tokenized Assets
Franklin Templeton is no stranger to innovation. The firm has been quietly positioning itself as a pioneer in tokenized securities for years. The BENJI token and FOBXX are among the most tangible examples of how legacy financial firms can integrate blockchain into everyday operations without compromising compliance.
The collaboration with Mercurity is a real-world use case of what happens when regulated money meets programmable finance—a glimpse of capital markets 2.0, where legacy asset classes are made borderless, accessible, and efficient.
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