Instant Financial Partners with AllianceHCM to Revolutionize Digital Tipping for 200,000+ Restaurant Employees
Instant Financial, a leading fintech innovator in payments and earned wage access (EWA) for hourly workers, has announced a strategic partnership with AllianceHCM, one of the largest human capital management software providers in the U.S. This integration enables Instant’s digital tipping and instant pay solutions to serve over 10,000 restaurant locations and more than 200,000 restaurant employees via the AllianceHCM platform.
Benefits of the Partnership
- Early Tip Out to Improve Cash Flow:
By facilitating same-day digital tip distribution, the collaboration addresses persistent challenges like cash handling costs, reconciliation inefficiencies, and cash flow management around tip disbursements for multi-location restaurant (MLR) leaders. - Enhancing Employee Retention and Satisfaction:
Faster access to tips meets the evolving expectations of hourly restaurant staff, boosting employee engagement and retention in a highly competitive labor market. - Simplified Operations for Multi-Location Restaurants:
AllianceHCM integrates Instant’s digital tipping directly into payroll and onboarding workflows, enabling operators to modernize tip management without increasing operational complexity. - Serving Major National Brands:
AllianceHCM supports notable restaurant chains including McDonald’s, Dunkin’, Buffalo Wild Wings, and Papa John’s. The integration eliminates paper checks and reduces dependence on cash, benefiting both banked and unbanked workers.
Expert Insights
Matt Umholtz, President & CRO at AllianceHCM, explains,
“Our partnership with Instant Financial equips restaurant operators with tools to simplify operations and enhance financial flexibility for employees, delivering tips digitally without operational hassle.”
Tal Clark, CEO of Instant Financial, adds,
“Instant’s digital tipping and instant pay solutions empower hourly workers with speed and flexibility in accessing earnings, while helping restaurant leaders improve workforce retention and engagement.”
About Instant Financial
Since pioneering the paycard model for earned wage access in 2015, Instant Financial remains the industry leader, offering a comprehensive platform that includes earned wage access, digital tips, financial wellness perks, and instant payments. Processing over $7.5 billion in payments and $4.5 billion in digital tips, Instant partners with leading brands such as Church’s Chicken, Bloomin’ Brands, and Sun Holdings.
With the Instant Financial and AllianceHCM integration now live, multi-location restaurant operators can modernize payroll and tipping processes seamlessly. This partnership marks a major step forward in enhancing financial flexibility and employee satisfaction across the restaurant industry.
