InComm Payments Partners with NCR Atleos to Enable Cardless Cash Withdrawals at 23,000+ ATMs via ReadyCode API

InComm Payments Partners with NCR Atleos to Enable Cardless Cash Withdrawals at 23,000+ ATMs via ReadyCode API

InComm Payments and NCR Atleos Launch Cardless Cash Withdrawal Nationwide via ReadyCode API

NCR Atleos, a leading provider of self-service financial access, today announced that InComm Payments, a global payments technology company, has integrated Atleos’ ReadyCode API to offer ATM-based, cardless cash pickup through its fintech and banking partners. The new capability is now live across more than 23,000 ATMs in over 40 U.S. states, bringing greater convenience, flexibility, and reach to consumers and partners alike.

Bridging Digital and Physical Finance

InComm Payments serves a wide array of industries—from retail and healthcare to mobile payments and digital currencies—by enabling omnichannel payment solutions and alternative financial access points. The partnership with Atleos strengthens InComm’s money movement infrastructure by leveraging ReadyCode, a secure, API-driven platform that facilitates cardless cash access using one-time codes delivered through trusted mobile applications.

“Atleos’ ReadyCode API offering provides an additional modality and channel for our money movement partners and their consumers to access cash in a self-service manner,” said John Houseal, VP of Product at InComm Payments. “This service expands our cash out network in a new way, connecting our partners with differentiated access to serve their customers beyond the counter.”

What ReadyCode Enables

  • Cardless cash withdrawals via secure digital codes
  • Access at ATMs located in leading U.S. retail stores
  • Extended reach across 70+ major population centers
  • Enhanced customer experience for fintech and banking apps

“This relationship will also provide additional use cases to drive ATM utilization for increasingly digital-first providers,” said Ben Bregman, SVP, Global Network Solutions at Atleos. “We’re helping retail partners drive incremental foot traffic while expanding cash access for underserved users.”

Transforming Self-Service Access

With this integration, InComm Payments’ ecosystem of fintech and financial service providers can now extend cash disbursement capabilities to a wider customer base—without the friction of physical cards or bank branches. Consumers simply receive a code in their app, go to a participating ATM, and withdraw funds securely and instantly.

The collaboration exemplifies how fintechs and legacy financial infrastructure can converge to bring modern, inclusive, and secure financial access to all.

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