Flybits Unveils XRCard: AI-Driven, Voice-Activated Smart Card

Imagine simply speaking to your credit card or viewing your financial data through smart glasses. Flybits has made that vision a reality with XRCard, a revolutionary development from Flybits Labs that merges generative AI, spatial computing, and physical card technology into a single, immersive financial tool. Currently in testing with select partners, XRCard marks a new frontier in user-centered retail banking.

Transforming Banking with Immersive Financial Interfaces

• Beyond Mobile Banking
  XRCard eliminates the need for traditional mobile banking apps by allowing natural, app-less interaction through secure, wearable interfaces like smart glasses.
• Built for Next-Gen Consumers
  Designed with AI-native millennials and Gen Z in mind, XRCard redefines expectations for digital banking by providing participatory, voice-first and visual-first experiences.
• Modular, Open Architecture
  XRCard integrates seamlessly with Flybits’ modular personalization engine and OpenDome spatial technology, enabling rapid deployment and compatibility across financial institutions.

Key Features of XRCard

1. Natural Voice Interaction with Generative AI

Talk directly to your XRCard using smart glasses to get real-time financial insights. Integrated with Flybits’ intelligent personalization platform, this interaction removes the dependency on mobile apps.

2. AR Financial Visualization with Microsecond Latency

Visualize transaction history and financial behavior in augmented reality with fluid, low-latency 3D graphics, turning complex data into intuitive, visual storytelling.

3. Seamless Social Bill Splitting (AR-Enabled)

Split restaurant bills or group expenses with a glance. XRCard’s AI handles the math instantly, providing a collaborative and frictionless experience through connected glasses.

4. Proactive, Contextual Offers on Demand

Ask your XRCard for personalized recommendations and offers. With context-aware intelligence, it delivers what you need, when you need it—without interruptive push notifications.

A Word from Flybits’ Founder

“Many mobile banking apps are not equipped to serve the expectations of AI-native users. XRCard is our way of demonstrating a more human, spatial, and intelligent financial experience,”
— Dr. Hossein Rahnama, Founder and CEO, Flybits

Building a Responsible, Future-Ready Ecosystem

• Incubated at Flybits Labs
  XRCard is part of a broader innovation pipeline that includes Reason Ready AI, Auditable AI, and tools for responsible, explainable personalization in financial services.
• Strategic Integration for Banks
  Flybits ensures technologies like XRCard are embedded into its platform architecture, giving banks, credit unions, and fintechs a strategic edge to leapfrog competitors in digital transformation.

With XRCard, Flybits is charting a new path in retail banking—one that is immersive, intuitive, and deeply personalized. As digital experiences shift toward spatial computing and embodied AI, innovations like XRCard will define the future of how consumers interact with their finances.