ASAPP Financial Technology Announces Launch of Version 1.0 of bank.io OXP® Platform

ASAPP Financial Technology is excited to announce the upcoming release of Version 1.0 of its bank.io OXP® Platform. With completion of development and internal quality assurance testing slated for August 2025, the platform will be ready for US credit union Client-Partner implementation in September 2025. This version will support multiple core banking integrations, including Jack Henry Symitar, Correlation Keystone, Fiserv DNA, and more.

1. Core Features of Version 1.0
   • Retail Account Origination
   • Retail Unsecured Lending Origination
   • Customer Relationship Management (CRM)
   • Enterprise Content Management (ECM)
   • Opportunity Engine™
   • Omnichannel capabilities across digital, mobile, and in-branch channels will be supported, enabling self-service, member-assisted, and staff-initiated member origination.
2. Innovative Features & Improvements
   • Introduction of a modern user interface and user experience for Origination Feature Sets.
   • New streamlined member journeys and multilingual front-end member display.
   • Backend document management improvements to streamline document additions, modifications, and enhanced signing sequence configurations.
3. Licensing and Availability
   • Multiple licensing configurations available: Account Origination, Lending Origination, and Engagement (CRM, ECM, Opportunity Engine).
   • The platform will also be available to license in Canada, including continuing ASAPP OXP® licensing options.
4. Future Roadmap and Planned Features
   • 2025-2026 Roadmap: Retail account and lending origination for registered and secured products, business account and lending origination, reusable member declarations and consents, and retail origination checklists.
   • 2027 Developments: Full back-end multilingual capabilities and integration of AI into the Opportunity Engine™ for enhanced member experiences.
5. ASAPP OXP® Modernization (2027)
   • The modernization will incorporate the advanced technical infrastructure from bank.io OXP®, transitioning to microservices-based architecture with Microsoft .NET Core and Azure PaaS.
   • This transition will enable faster, lower-cost, higher-quality development with greater integration potential for third-party strategic partners.
6. Steve Sauve’s Vision
   • Chief Product Officer, Steve Sauve, highlighted the reengineering and modernization process, stating that the integration of modernized user interface and streamlined processes will enhance member experiences and provide greater flexibility for Client-Partner institutions.

The launch of Version 1.0 of the bank.io OXP® Platform is a significant milestone for ASAPP Financial Technology. With its comprehensive features, core banking integrations, and forward-looking roadmap, the platform is poised to transform how financial institutions engage with their members, offering streamlined, omnichannel experiences.