ACI Worldwide Expands Tech Partnerships to Future-Proof Bank Resilience with ACI Connetic
ACI Worldwide Supercharges ACI Connetic with MongoDB, NATS to Tackle Resiliency Demands
As financial institutions face increasing pressure to modernize aging infrastructure and meet global resiliency mandates, ACI Worldwide (NASDAQ: ACIW) is beefing up its cloud-native payments platform, ACI Connetic, with a deeper stack of strategic technology partners.
The payments tech veteran has expanded its ecosystem to include MongoDB and NATS from Synadia Communications—two powerful tools aimed at enabling real-time, distributed, and high-availability systems. These additions build on existing partnerships with Microsoft, Red Hat, and IBM, positioning ACI Connetic as more than a payments hub—it’s now a robust, scalable backbone for future-proofing the payments infrastructure of banks worldwide.
The Regulatory Pressure Cooker
The move comes as regulators across Europe, the UK, and Australia tighten the screws on operational resiliency. The EU’s Digital Operational Resilience Act (DORA), the UK’s operational resiliency framework, and Australia’s CPS 230 standard all signal a shift: banks can no longer treat IT failures as isolated incidents—they must demonstrate the ability to withstand them.
That means handling disruption without downtime, scaling securely in real time, and delivering seamless payment services even under duress.
“Operational resilience isn’t optional anymore—it’s core to a bank’s license to operate,” said Scotty Perkins, Head of Product for Banking and Intermediaries at ACI Worldwide. “ACI Connetic is engineered to meet not just the functional demands of modern payments, but also the non-functional ones—security, scalability, and compliance under pressure.”
What’s New Under the Hood?
The new additions to ACI’s architecture aren’t cosmetic.
- MongoDB, a widely adopted NoSQL document database, allows for flexible, scalable data modeling that aligns with real-time transaction processing and varied compliance requirements.
- NATS, an open-source messaging system designed for cloud-native and distributed systems, enables real-time communication between services with minimal latency and strong resilience.
Together, these technologies strengthen ACI Connetic’s cloud-native architecture, giving banks the ability to manage both card and account-to-account payments on one unified platform—with integrated fraud prevention and real-time orchestration.
A Modern Response to a Modern Challenge
The global payments landscape is moving fast. Fintechs, neobanks, and other digital-native players are pushing the boundaries of speed, uptime, and user experience—leaving legacy banks playing catch-up. As traditional infrastructure creaks under the strain of digital transformation, many institutions are finding their systems ill-equipped for today’s 24/7, always-on financial environment.
ACI Connetic aims to close that gap. Its modern architecture enables:
- Seamless migration to the cloud
- Integration with real-time payment rails and APIs
- Compliance with increasingly granular regulatory requirements
- Support for business continuity and rapid recovery
And with the combined tech muscle of Microsoft, IBM, Red Hat, MongoDB, and NATS, ACI is delivering a payments platform built to handle volatility—both from the market and from regulators.
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